Buyer journey

You found a property you love. Here's how you actually get to the title.

Too many buyers go in blind, signing contracts they don't understand, missing NHT entitlements, paying costs they weren't told about. H.O.M.E.™ exists to close that gap. Here's what the process looks like when you do it right.

Your step-by-step path

01

You find out where you actually stand.

Five minutes. The free Readiness Assessment tells you your NHT position, your likely borrowing limit, and what's standing between you and ownership. No guesswork, no relying on an agent's optimism.

Take the free assessment
02

The real cost of purchase becomes clear.

Before you make an offer, a Ferguson Law consultation puts every number on the table: stamp duty, transfer tax, legal fees, compliance. The parts most buyers don't hear about until closing. Run the mortgage calculator first.

Run the mortgage calculator
03

Your team forms around the deal.

An agent who knows the market. A surveyor for the ID report. A valuator the lender will accept. All vetted, all on the platform, all connected to the same transaction. You're not managing four separate relationships.

Find a professional
04

Ferguson Law takes it to the title.

The NLA search is done before any money moves. The Agreement for Sale is reviewed in your favour. Transfer documents are lodged. When it's over, a Duplicate Certificate of Title with your name on it arrives.

Book a consultation

Your title is registered. You own your Jamaican home.

Ready to take the first step?

Ferguson Law is beside you from first question to title deed.

Not a buyer?